Expensive Cars & Houses- Money Weekly Newsletter from alooola®
- Jan 26
- 2 min read
Expensive Cars & Houses
January 26, 2026
Mortgage rates above 6% now account for 21.2% of all active residential mortgages (highest since 2015), while mortgages below 3% have fallen to 20% — the first time since 2019 that higher-rate mortgages outnumber ultra-low-rate loans. 1
Since 1928, U.S. stocks have delivered about 10% annualized returns, outperforming gold, bonds, housing, and cash. Additionally, in four of the past five decades, stocks have produced above-average double-digit returns. *2
China surpassed Japan in 2023 as the world’s largest auto exporter, shipping 7.1 million vehicles last year, up from 5.9 million the prior year. Now, Chinese car company BYD has overtaken Tesla as the world’s biggest EV seller. 3
A record 20.3% of new car buyers who financed purchases committed to monthly payments over $1,000 in Q4 2025, while the average financed car payment reached an all-time high of $772. 1
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alooola® is an SEC Registered Investment Adviser. Material presented is for informational purposes only, and is not meant to be advice to any individual. Talk with alooola® to see how this information may apply to you. Consider your current financial situation, tolerance for risk, and investment objectives before you invest funds in securities through alooola®. For a more complete explanation of the alooola® service, please visit www.alooola.com. Information presented, including past performance of various sectors, vehicles, and indices is not to be construed as a forecast or guarantee of future results. Actual results, performance, or events may differ materially from those expressed or implied herein, and all investments are subject to risk, including loss of principal.
Sources:
MFS – “Beyond the News”
A Wealth of Common Sense – “Historical Returns for Stocks, Bonds, Cash, Housing & Gold (2025)”
Wall Street Journal – “Chinese EVs Blow Past Tesla and Tariffs En Route to Global Reign”
*Past performance is not indicative of future performance
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